Home Loan Calculators

Plan your home loan smartly with our EMI, Balance Transfer, and Prepayment calculators. Get instant insights to reduce EMI and interest costs.

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Home Loan EMI Calculator

Calculate your monthly home loan EMI based on loan amount, interest rate, and tenure.

₹
₹10L₹10Cr
%
6%15%
Yrs
1 Yr30 Yrs

Did you know? EMI is calculated using the reducing balance method, which means you pay interest only on the outstanding principal amount.

Your Monthly EMI

₹43,391

  • Interest
  • Principal
Principal Amount
₹50,00,000
Interest Payable
₹54,13,879
Total Amount Payable
₹1,04,13,879

Current EMI

₹31,327

New EMI

₹29,542

Total Savings

₹3,21,220

Interest saved over remaining tenure

  • Current Cost
  • New Cost

Reduce Cost By

6%

Home Loan Balance Transfer Calculator

Check how much you can save by transferring your home loan to a lower interest rate.

₹
%
%
Yrs

This calculator shows potential EMI reduction and interest savings after transfer.

Prepayment Calculator

See how making a part-payment can reduce your interest burden and loan tenure.

₹
%
Yrs
₹

Interest Saved

₹17,59,218

Tenure Reduced by 4 Years 4 Months
OriginalNew
Original Interest
₹54,13,879
New Interest
₹36,54,661

Frequently Asked Questions

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