Commercial Finance

Power Your Business with
Commercial Vehicle Loans

Expand your fleet with loans for trucks, buses, and LCVs. Quick approvals and customized repayment plans.

Up to 100% Funding
Loans for New & Used CVs
Tenure up to 5 Years
Fast Processing
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Commercial Vehicle Eligibility

Get instant quotes from top lenders at 9.5% p.a.


Limit Exceeded: Your max eligible EMI is roughly ₹25,000. Try increasing tenure or lowering loan amount.

Estimated EMI

50,246/mo
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Trusted by 50+ Banks

Why Choose Commercial Vehicle Loan With Us

Tailored finance solutions for your transport business.

High Funding

Up to 100% on chassis

Flexible Tenure

Up to 60 months

Competitive Rates

Starting from 10%*

Simple Process

Doorstep service

All Vehicles

Trucks, Buses, LCVs

Commercial Vehicle Loan Snapshot

Interest Rate

10% - 16%

per annum

Processing Fee

1% - 2%

of loan amount

Lowest EMI

₹2,200*

per lakh

Funding

Up to 100%

on chassis

Tenure

1 - 5 Years

flexible repayment

Commercial Vehicle EMI Calculator

Plan your fleet expansion budget.

Commercial Vehicle EMI CalculatorInstant Estimate

₹ 1,500,000
₹ 1L₹ 5Cr
10.5 %
4 Years
Monthly EMI₹38,405
Principal₹1,500,000
Interest Payable₹343,443
Total Amount Payable₹1,843,443

Eligibility Criteria

Requirements for commercial vehicle finance.

Eligibility ParameterCV Loan Requirement
Applicant TypeIndividuals, Proprietorships, Partnerships, Pvt Ltd Cos, Trusts
Minimum Age21 years (at time of application)
Maximum Age65 years (at loan maturity)
Business VintageMinimum 2-3 years in transport business preferred
Vehicle EligibilityTrucks, Buses, Tippers, Light Commercial Vehicles (LCVs)
Fleet SizeExisting fleet owners get better rates
Income RequirementStable cash flow / audited financials
Credit Score650+ preferred

Documents Required for CV Loan

Standard documents required for processing your commercial vehicle loan.

Common Documents

Mandatory for All Applicants

KYC Documents

  • PAN Card
  • Aadhaar Card
  • Voter ID / Passport

Address Proof

  • Utility Bill
  • Rent Agreement
  • Property Papers

Bank Statements

  • Last 6 months bank statements

Photographs

  • Recent passport-size photographs
Financials

Income Proof

  • ITR (Last 2 years)
  • Audited Balance Sheet & P&L
  • GST Returns
Business

Entity Proof

  • Business Registration / Trade License
  • Partnership Deed / MOA & AOA
  • GST Registration Certificate
Vehicle

Vehicle Details

  • RC copies of existing fleet
  • Quotation for new vehicle
  • Track record of existing loans

Seamless Application Process for Commercial Vehicle Loan

Financing your commercial vehicle is quick, transparent, and business-friendly. Follow these simple steps to get funded with ease.

01

Choose Commercial Vehicle

Select the truck, bus, or LCV based on your business requirements.

02

Check Eligibility

Enter business and income details to check loan eligibility instantly.

03

Submit Documents

Upload KYC, business, and vehicle-related documents online.

04

Approval & Disbursal

Lender sanctions the loan and disburses the amount to the dealer or seller.

Why Our Commercial Vehicle Loan Process Is Seamless

Fully Online Application
Instant Eligibility Check
Business-Friendly Loan Terms
Fast Approval & Disbursal
Dedicated Business Support

Success Stories

Businesses that grew with our commercial vehicle loans.

V

Vikram Transport

Chennai

"Added 2 new trucks to my fleet with TatvaMoney's help. The process was transparent and the funding was quick."

S

Suresh Logistics

Mumbai

"Fast processing for my commercial vehicle loan. I could deploy the vehicle within a week of application."

R

Rajesh Carriers

Indore

"Best rates for heavy commercial vehicles. Their team understood my business requirements perfectly."

Commercial Vehicle Loan FAQs

It is a loan for purchasing vehicles used for commercial purposes like trucks, buses, tippers, and light commercial vehicles.

Expand Your Fleet Today

Apply for CV Loan
Apply Now